Torchlight Tax Articles Blog – IRS Representation
What is This Offer in Compromise I’ve Been Hearing About?
by Dave Horwedel, EA and CEO of Torchlight Tax. Overwhelmed by IRS debt? Wondering if you can pay off the IRS for less? An Offer in Compromise (OIC) could potentially erase most of your IRS debt—legally. An IRS Offer in Compromise is a legal settlement where the IRS...
I Can Do Partial Payments to the IRS?
by Dave Horwedel, CEO of Torchlight Tax. Today I am going to explain the IRS Partial Pay Installment Agreement, or PPIA. Most taxpayers have never heard of it, but it can be an effective tool for reducing IRS debt. A Partial Pay Installment Agreement is a payment plan...
You Mean I Can Get a Payment Plan to Get the IRS Off My Back?
by Dave Horwedel, EA and CEO of Torchlight Tax. An IRS payment plan, also known as an Installment Agreement (I/A), is an agreement with the IRS to pay your back taxes in monthly payments instead of one big lump sum. A streamlined installment agreement is the easier,...
How Can I Obliterate IRS Penalties?
by Dave Horwedel, CEO of Torchlight Tax. Drowning in IRS penalties and interest and feeling like there’s no way out? A lot of people think IRS penalties are carved in stone. They’re not. In many cases, there are legal ways to reduce or even eliminate your penalties —...
What is an IRS Payment Plan?
by Dave Horwedel, EA and CEO of Torchlight Tax. An IRS payment plan, also known as an Installment Agreement (I/A), is an agreement with the IRS to pay your back taxes in monthly payments instead of one big lump sum. A streamlined installment agreement is the easier,...
Taxpayer Bill of Rights #2: Quality Service
Get a Free Consultation
How to Handle UNCONFRONTABLE Tax Debt: 2024 Update
by Dave Horwedel, EA This is a common situation in 2024. Many individuals and businesses took a hit on their income in 2024. Many got governmental assistance—federal unemployment compensation, Payroll Protection Program loans, Employee Retention Credit, and so on,...
Responding to the IRS: 2025 Update
by Dave Horwedel, EA First, do not panic!! Yes, it can be upsetting to receive a notice from the IRS. But the first step is to take a deep breath and calmly read the notice or letter. The notice or letter states the reason it was sent, its purpose, and instructions on...
The Story of Torchlight Tax
Hi. This is Dave Horwedel. I am an Enrolled Agent, EA, the highest federal tax credential, and the founder of Torchlight and Guard Dog Tax. I would like to introduce you to my firm. I apprenticed at another EA/CPA firm before starting my own practice in 2015 in Las...
How to Minimize Audit Risk!!!
Taxpayers are terrified of audits. This is understandable. They can be a lot of hassle. However, if your tax
Taxpayer Bill of Rights 4: Your Right to Challenge the IRS’s Position and Be Heard
You have a right to disagree with the IRS. Sometimes, the IRS makes mistakes, and you can take a different..
Taxpayer Bill of Rights 2: The Right to Quality Service
Have you experienced the frustration and disappointment of encountering bad service when dealing with the IRS?
Taxpayer Bill of Rights 10: Ensuring a Fair and Just Tax System
Taxpayers have a RIGHT to be treated fairly by the IRS. This can be useful in asking for managerial assistance, an appeal to..
Taxpayer Bill of Rights 9: Your Right to Retain Representation
You have the right to choose an authorized representative of your choice to act on your behalf in your dealings with the IRS.
Taxpayer Bill of Rights 8: Your Right to Confidentiality
Taxpayers are sometimes worried that the IRS may use their confidential tax data improperly to their detriment.
Taxpayer Bill of Rights 5: Your Right to Appeal an IRS Decision in an Independent Forum
This right entitles you to a fair and impartial administrative appeal of most…
The Taxpayer Bill of Rights 7: Your Right to Privacy
You as a taxpayer have the Right to Privacy in dealing with the IRS. The article below, quoted directly…
Taxpayer Bill of Rights 1: The Right to Be Informed
It is good reading for all taxpayers. Knowing what the IRS must inform you of, and letting them know when…
IRS Audit Defense
Your worst fear has occurred. The IRS is auditing you. Whether it is…
Unconfrontable Tax Debt
This is a common situation. For whatever reason, your IRS…